Last updated: Please insert the official effective date before launch.
1. Acceptance
By accessing or using this website, you agree to these Terms of Use. If you do not agree, you should stop using the website.
2. Website purpose
This website provides general information and allows users to submit initial Personal Financing or Business Financing enquiries. Website content and form submission do not constitute a binding financing offer.
3. No guarantee
Submitting an application does not guarantee approval, a specific amount, a particular rate, tenure, processing time or disbursement. All outcomes remain subject to assessment, verification and applicable company policies.
4. User responsibilities
You agree to provide information that is accurate, complete and not misleading. You must not submit information on behalf of another person without proper authority.
5. Prohibited use
You must not:
- Attempt unauthorised access to the website, database or admin area
- Upload malicious code or interfere with website operation
- Use the website for fraud, impersonation or unlawful activity
- Submit false, altered or misleading documents
- Copy or misuse protected website content or branding
6. Communications
By submitting an enquiry and providing consent, you permit the company to contact you using the submitted telephone, WhatsApp or email information for application-related purposes.
7. Privacy
Personal information is handled in accordance with the published Privacy Notice and applicable internal policies.
8. Website availability
The company does not guarantee that the website will always be uninterrupted, error-free or available. Maintenance, security issues or third-party service interruptions may affect access.
9. External services
The website may depend on third-party hosting, email, communications, security or other services. The company is not responsible for every interruption caused by an external provider.
10. Intellectual property
Unless otherwise stated, the website design, text, graphics, branding and software are owned by or licensed to the company and may not be copied or used without permission.
11. Changes
The company may update these terms and website services. Continued use after publication of revised terms indicates acceptance of the revised terms.
12. Legal review required
This draft must be reviewed and approved by the client’s Malaysian legal or compliance adviser before public launch.